One Time Financial Plans

One Time Financial Plans

My one-time financial planning service provides a comprehensive snapshot of where you are today, along with a clear path forward based on your current goals, circumstances, and values. As a CFP®, I take a holistic approach to understand your full financial picture, ensuring that the plan we create is thorough and tailored to you.

While this service doesn’t include ongoing support, it’s an excellent option if you’re looking for a personalized, one-time plan to confidently guide your next steps.

Depending on your situation, I may also recommend additional areas to address, so your plan fully reflects the priorities that matter most to you.

    • Develop a clear plan for how to use surplus cash (save, invest, pay down debt, etc.)

    • Student loans: Evaluate repayment options, forgiveness programs, and refinancing opportunities

    • Mortgages: Assess affordability, refinancing strategies, and how home equity fits into your plan

    • Credit cards and personal loans: Prioritize payoff strategies and optimize interest savings

    • Debt within your bigger picture: Ensure your debt decisions support your long-term goals

    • Review your workplace retirement plans to ensure you're making the most of available retirement accounts

    • Evaluate backdoor Roth IRA contributions (if appropriate), including guidance on the two-step process and tax considerations

    • Assist with RMD (Required Minimum Distribution) and Social Security calculations and strategies

    • Evaluate your existing policies to identify gaps, overlaps, or unnecessary coverage

    • Determine if additional insurance makes sense for your situation and provide referrals, if necessary

    • Evaluate and optimize your benefits package, including retirement plans, health, dental, life, and disability insurance, and HSAs / FSAs

    • Evaluate tax strategies including pre-tax vs. Roth 401(k), charitable gifting, asset location, and tax-efficient investments

    • Provide referrals to trusted tax professionals for tax preparation and additional advice as needed

    • Run projections to determine the monthly savings needed for a fully funded 4-year degree

    • Review any existing 529 plans to ensure they remain the best option

    • Explore alternative savings strategies

    • Review existing estate plan, including wills, trusts, and beneficiary designations

    • Provide referrals to trusted estate planning attorneys for legal support

    • Determine a target asset allocation (stocks, bonds, alternatives) tailored to your goals and risk tolerance*

    *Asset selection (e.g. individual stocks. bonds, ETFs) is not included for one time plans and ongoing financial planning clients. You will receive a high level asset allocation (e.g. 60% US stocks, 15% international stocks, 10% bonds, 5% cash).

One Time Financial Plan Cost